Discover Affordable Mobile Homes for Sale
Market Insight 2026
National inventory for mobile homes for sale has increased by 12% this year, providing buyers with more leverage. Modern units now feature energy-efficient appliances, smart home integration, and luxury finishes that rival traditional site-built homes.
I. Types of Mobile Homes for Sale
Before you begin your search, it is important to distinguish between the different configurations available on the market today. Each type offers different space and price points.
| Configuration | Typical Square Footage | Average Price Range | Ideal For |
|---|---|---|---|
| Single-Wide | 600 – 1,100 sq. ft. | $40,000 – $80,000 | Individuals & Couples |
| Double-Wide | 1,200 – 2,000 sq. ft. | $90,000 – $160,000 | Families & Entertaining |
| Triple-Wide | 2,000+ sq. ft. | $180,000 – $250,000+ | Luxury Seekers |
II. Top Factors to Consider During Your Search
When browsing mobile homes for sale, the price is just one part of the equation. To ensure a long-term investment, keep these factors in mind:
- Park vs. Private Land: Will the home be located in a mobile home park (leased land) or on a private lot (owned land)? This significantly impacts your financing and monthly costs.
- Age and Condition: Pre-1976 homes often have different financing hurdles than modern HUD-coded manufactured homes.
- Community Rules: Many communities for mobile homes for sale are age-restricted (55+) or have specific pet and parking policies.
III. Financing Your Mobile Home
Financing mobile homes for sale differs from traditional real estate. If the home is not permanently affixed to land you own, it is often considered “personal property.”
- Chattel Loans: The most common financing for homes on leased land.
- FHA & VA Loans: Available for manufactured homes that meet specific foundation and age requirements.
- Conventional Mortgages: Available when the home and land are sold together as a single real estate package.
IV. FAQ: Buying Mobile Homes
- Is it better to buy a new or used mobile home?
- New homes come with warranties and the latest energy standards, but used mobile homes for sale can offer incredible value, especially if they have been recently renovated.
- Do mobile homes depreciate in value?
- While historically they depreciated, modern manufactured homes on owned land can appreciate at rates similar to site-built homes, depending on the local market.
- What is lot rent?
- If you buy a home in a park, you pay “lot rent” to the park owner for the use of the land, which often covers trash, water, and community amenities.
Ready to See Available Listings?
Access our real-time database of the best manufactured and mobile homes for sale in your preferred area.